about us BUPA Group Hypermarket
 Protection... Sanitas - health and dental  insurance plans in Spain Translations (normal / sworn)
Agencia de seguros exclusiva
acerca de Amedex y el Grupo BUPA Hipermercado
Protección... Seguros médicos y dentales traducciones (normales / juradas)

Hit Counter

since 11/2000

Al terrorismo -  "NO"

América Latina

Anuncios clasificados (libros)

Anya Smith - photographer from Plymouth, Devon (awarded the Graham Pollock Award for photography and the Delco Prize for product design )

Caribbean

Caribe

Company Platinum - health plan for employees in Latin America and the Caribbean

Customers from the UK

España

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Français

Latin America

Patrocinadores - América Latina y el Caribe

Sanitas Exterior - 100% hospital and outpatient reimbursement health insurance costs for employees working in 190 countries (when company is based in Spain!)

Spain

Terrorism "NO"

US Virgin Islands

 

www.e-healthinsuranceservices.com

International Travel Insurance - Policy wording: 

For residents of all countries outside the UK, USA and Canada

Main terms and conditions ( BUPA travel insurance )

Section 14 - Changes in cover if you have chosen and paid for:

* Ski TravelCover 

* Premier Annual TravelCover; or

* Gold Annual TravelCover

Additions to what is and is not covered:

Section 7 - Cancellation or cutting short the trip

What is covered:

7.4 Additional, reasonable accommodation and travel expenses you incur because your scheduled public transport service is cancelled or cut short because of an avalanche or landslide.

The most we will pay for any one claim is £30 per day for each person insured under the policy up to a maximum of £150 per trip.

7.5 Reasonable transportation costs, lift pass charges and similar costs which you have to pay to travel to and from a similar ski resort or area to ski if, during a trip starting after 1st November and ending before 31st March, you cannot ski at your pre-booked resort because a lack of snow causes a total closure of the lift system.

We will pay you an equivalent cash benefit if no alternative skiing is available.

The most we will pay for any one claim is £20 per day for each person insured under the policy up to a maximum of £200 per trip.

7.6 Charges for unused ski-pack if, during your trip, a medical practitioner at the ski resort certifies that you are unable to ski as the direct result of an injury or sudden and unforeseen illness.

The most we will pay for any one claim for each person insured under the policy is a proportional refund equivalent to the amount you have already paid for the ski-pack but are now unable to use.

What is not covered:

These apply to Section 7.5 only.

a) Any claim if you cannot ski for less than 24 hours in a row.

b) Any claim which involves the closure of baby drags and lifts used for transport within the resort by non-skiers.

c) Any claim which involves the closure of the winter sports lift system because of avalanches or dangerous high winds.

Section 9 - Personal baggage

What is covered:

9.2 Loss or theft of or damage to skis, bindings and ski equipment which belongs to you or has been hired to you.

The most we will pay for any one claim is £500 for each person insured under the policy per trip.

Section 10 - Baggage delay 

What is covered:

10.2 The cost of hiring replacement ski equipment if your ski equipment has been lost or misplaced for more than 12 hours during the outward journey of a trip.

The most we will pay for each person insured under the policy is £15 per day up to a maximum of £300 per trip.

How we settle claims under the baggage delay section.

You must keep all your receipts from the hire of replacement ski equipment and send them to us with your claim.

About your policy, including: Your Policy and schedule. 
  How to make a claim
Policy information including: Words with special meanings
  Geographical areas 
  Activities covered by this policy 
  Conditions and exclusions 
  Complaints procedure 
Section 1  Personal assistance service 
Section 2  Medical emergency and other related expenses
Section 3  Hospital daily benefit 
Section 4  Emergency return home 
Section 5  Legal protection 
Section 6  Personal accident 
Section 7  Cancellation or cutting short the trip 
Section 8  Missed departure & travel assistance
Section 9  Personal baggage 
Section 10  Baggage delay 
Section 11  Money & passport 
Section 12  Travel delay 
Section 13  Personal legal responsibility 
Section 15 Changes in cover if you have chosen and paid for Gold TravelCover

 

Agent assistance - Contact me! Annual multi-trip cover (BUPA Worldwide annual cover) Important notes 
Main cover details Policy exclusions Single trip travel insurance
Travel Insurance Supplement Scheme (if you already have international private medical cover - and don't want to pay twice for medical care!)  Useful links and definitions (International travel insurance)    
 
 

 

main index / índice principal

Disclaimer / Aviso

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Huesca Jaén La Rioja Las Palmas León Lleida  Lugo  Madrid Málaga  Melilla Murcia Navarra
Ourense Palencia Pontevedra Salamanca Segovia  Sevilla Tarragona Tenerife Teruel  Toledo Valencia  
Valladolid Vizcaya Zamora Zaragoza Dental insurance policies Sanitas Health Plan Classic Sanitas Multi Sanitas Mundi Sanitas Health Plan Complete      

 

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Última modificación: 06 de October de 2008