International travel insurance - seguro de viaje internacional

This part of the policy explains the services we provide before you travel and is available on +44 (0) 208763 3115. We will provide you with advice and information before you travel on:

* current visa and entry permit requirements (If your passport was not issued in the United Kingdom area, we may refer you to the United Kingdom embassy or Consulate of that country)

* current inoculation and vaccination requirements. We can help you arrange inoculations or vaccinations. We will not pay for the cost of vaccinations or inoculations

* current World Health Organisation warnings

* weather conditions

* languages

* time zones and differences

* motoring regulations and restrictions including whether you will need a Green Card

* other motoring insurance issues

* main bank opening hours, national or bank holidays

1.2 Personal Assistance

This part of the policy explains the administrative and delivery costs we will pay for services we provide abroad.

What is covered:

1.2.1. If you need money urgently and access to your normal financial or banking arrangement is not available locally we will transfer emergency funds intended to cover your immediate emergency needs to you if you allow us to debit a credit or charge card, or arrange for funds to be deposited with us in your country of departure.

The most we will transfer under this policy, per trip is £500

1.2.2. If you suffer an illness, accident or have unforeseen travel delay problems, we will send 2 urgent messages to your home.

1.2.3. If you need us to, we will help:

* replace essential drugs or other medication which have been lost or which you cannot get abroad;

* replace prescription glasses or contact lens which have been lost or broken and which you cannot get abroad;

* obtain blood supplies which you cannot obtain abroad.

1.2.4 We will provide access to the names and addresses of local doctors, hospitals, clinics or dentists when you want a consultation or if minor treatment is needed. (If any treatment other than for minor ailments is needed, you must advise us as soon as possible)

1.2.5 If your luggage has been lost and the carrier has not found it for you, we will help trace your luggage and deliver it to you. We will need your baggage tag number

1.2.6. If your tickets and travel documents, including your passport, have been lost or stolen, we will help you to replace these and refer you to a suitable travel office.

1.2.7. If your credit or debit cards are lost or stolen, we will tell your credit or debit card company in your company of departure if you ask us to

1.2.8. If you leave any of your children under the age of 18 in your country of departure when you go abroad and any of your children become ill or suffer injury we will, if you ask us to:

* arrange for medical advice to be made available

* arrange for medically advisable treatment;

* monitor the situation until you return home

What is not covered:

The cost of any other items unless they are insured under another section of this policy

About your policy, including:	Your Policy and schedule.
	How to make a claim
Policy information including:	Words with special meanings
	Geographical areas
	Activities covered by this policy
	Conditions and exclusions
	Complaints procedure
Section 2	Medical emergency and other related expenses
Section 3	Hospital daily benefit
Section 4	Emergency return home
Section 5	Legal protection
Section 6	Personal accident
Section 7	Cancellation or cutting short the trip
Section 8	Missed departure & travel assistance
Section 9	Personal baggage
Section 10	Baggage delay
Section 11	Money & passport
Section 12	Travel delay
Section 13	Personal legal responsibility
Section 14	Changes in cover if you have chosen Ski TravelCover, Premier Annual TravelCover or Gold Annual TravelCover
Section 15	Changes in cover if you have chosen and paid for Gold TravelCover

Agent assistance - Contact me!	Annual multi-trip cover (BUPA Worldwide annual cover)	Important notes
Main cover details	Policy exclusions	Single trip travel insurance
Travel Insurance Supplement Scheme (if you already have international private medical cover - and don't want to pay twice for medical care!)	Useful links and definitions (International travel insurance)

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